# 10bii Financial Calculator

## Basic Functions

Why is my calculation incorrect? - It's not! Most calculation problems are due to P/YR.
Overview of Basic Functions - Basic arithmetic, %, parentheses, and order of operations.
The 'M' Register - Learn the →M, RM and M+ functions.
Percent Change (%CHG) - Learn to use %CHG.
STO & RCL - Save and Retrieve values in 10 numbered registers.
CST, PRC, MU, & MAR - Learn Cost, Price, Markup, and Margin.

## Basic Time Value of Money (TVM) Functions

Number of Periods (N) - Learn how to use and find loan lengths.
Interest Rate Per Year (I/YR) - Learn about interest and yield.
Present Value (PV) - Learn to determine the Present Value of a loan.
Payment (PMT) - Learn to determine your loan payment.
Future Value (FV) - Learn how much your investment will be worth over time.
Cashflow Diagrams - Learn to read and use Cashflow Diagrams.
Time Value of Money (TVM) Worksheet - Learn to do TVM the easy way.

## Advanced Time Value of Money (TVM) Functions

Amortization Schedule - Learn the varied uses of the amoritzation schedule.
Beginning / End Mode - Learn to use and understand Begin and End mode.
Payments per Year - Learn what P/YR means and how to use it.
Number of Years' Worth of Payments - Learn to use the xP/YR button.
Uneven Cashflows - Learn to set up Uneven Cashflow scenarios.
Net Present Value and Internal Rate of Return - Learn to find NPV and IRR/YR.

## Statistical Functions

Statistical Entry Screen - Learn to enter statistical datapoints.
Basic Statistical Functions - Learn to count and sum.